Apni Chhat Apna Ghar Scheme How to apply

Online Registration For Apni Chhat Apna Ghar scheme, The Apni Chhat Apna Ghar Program is a significant initiative by the Punjab government, particularly under the leadership of Maryam Nawaz, aimed at providing affordable housing to the low- and middle-income segments of society. This program is part of the broader vision to alleviate the housing crisis in Punjab and ensure that every citizen has access to a decent home. Here’s a comprehensive guide on how to apply for the Apni Chhat Apna Ghar Program online, along with the eligibility criteria you need to meet.

About Apni Chhat Apna Ghar scheme

The Punjab province’s CM has launched the Apna Ghar Apni Chat Scheme, allowing eligible families without a house to apply for a house on over 3 acres of land. This initiative offers free booking of houses with interest-free loans, both online and offline, allowing families to live forever in their dream homes.

How to apply APNI Chhat APNA Ghar Scheme 2024

To apply for the Apni Chhat Apna Ghar Program online, follow these detailed steps:

1. Visit the Official Website

2. Register on the Website

  • Register Button: Once you’re on the homepage, locate the “Register” button at the top left side of the page.
  • Click Register: Click on the “Register” button to begin your application process.

3. Fill Out the Application Form

  • Form Appearance: A new application form will appear on your screen.
  • Enter Genuine Information: Carefully fill in all the required fields with accurate and genuine information. This includes personal details, income information, and any other required data.

4. Submit Your Registration

  • Final Check: Before submitting, double-check all the information to ensure accuracy.
  • Press Register: Once satisfied, press the “Register” button to submit your application.

5. Confirmation

  • Processing: Your registration will be processed by the government.
  • Confirmation Message: After submission, you should receive a confirmation message on the website and possibly via email or SMS.

The application for Apna Ghar Apni Chat can be made through a phone number

In addition to applying online, you can also apply for the Maryam Nawaz Housing Scheme (Apni Chhat Apna Ghar Program) through an offline method. Here’s how you can do it:

Apply Offline via Phone

If you prefer to apply offline or need assistance, you can reach out to the program’s official helpline:

  • Official Phone Number: 0800-09100
  • Process:
    • Dial the provided number from your phone.
    • Follow the instructions given by the representative.
    • Provide the necessary personal and financial information over the call.
    • The representative will guide you through the application process and any further steps you need to take.
Apni Chhat Apna Ghar Scheme How to apply

Eligibility Criteria 

To qualify for the Maryam Nawaz Housing Scheme (Apni Chhat Apna Ghar Program), specifically for receiving interest-free loans through the Punjab government, applicants must meet the following eligibility criteria:

Eligibility Criteria

  1. Head of Nucleus Family:
    • The applicant must be the head of his/her nucleus family, as verified by NADRA records. This means that the individual applying should be the primary person responsible for the family unit according to official documentation.
  2. Permanent Resident of Punjab:
    • The applicant must be a permanent resident of Punjab, as indicated on their CNIC (Computerized National Identity Card). This criterion ensures that the program benefits those who are officially recognized as residents of the Punjab province.
  3. Ownership of Land:
    • The applicant must be the sole owner and possessor of a parcel of land that meets the following criteria:
      • Urban Areas: The land should measure 5 Marla or less.
      • Rural Areas: The land should measure up to 10 Marla or less.
    • The land must be located anywhere in Punjab, and the applicant must intend to build their house on this land as of the date of online application submission.
  4. Clean Criminal Record:
    • The applicant should have no criminal record. Specifically, they should not have been convicted of anti-state activities, anti-social activities, heinous crimes, or any other criminal offenses. This requirement ensures that only law-abiding citizens are eligible for the program.
  5. No Loan Default:
    • The applicant should not be a loan defaulter of any financial institution or bank. This criterion ensures that the applicant has a clean financial history and is capable of managing new financial responsibilities, such as the interest-free loan offered by the program.
  6. Registration with NSER:
    • The applicant must be registered with the National Socio-Economic Registry (NSER). Furthermore, their household should have a PMT (Poverty Means Test) score of 60 or less. This score indicates that the applicant belongs to a low-income bracket, making them eligible for government assistance under this housing scheme.

Conclusion:

The CM Apna Ghar Apni Chat Scheme offers low-income families in Punjab the chance to own a home without interest burden, with both online and offline application methods available, ensuring their future security.

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